All the other reviews that you will find for Atlas service are either fake or from people who have not filed claim.. or seems to be given by HCCMIS people themselves..
If you were to file a claim.. They will respond to you after a year when the hospital were to already send the matter to collection.. the whole turn around period has been around 1 year.. They denied the claim after 1 year of beating around the bush stating " This condition is not covered due to Pre-existing limitation".
It had no further communication what so ever, they did not even send the explanation of benefit under which it was denied. HCCMIS – Atlas program is really a horrible program from a horrible company.. there is no point buying an insurance when you need it, and its not there even though you pay so much.. They will keep delaying the paper work..
saying we have not received paper work from hospital only after a year they will say we have rejected the claim.. I read other cases too where real people really struggled with claim settlement.
Product or Service Mentioned: Hccmis Claim.
Monetary Loss: $900.