HCCMIS is a scam. I purchased the short term policy and they would not even cover a basic doctor's visit for a checkup.
They sent me a letter requiring me to send a claim form back. I didn't file a claim. I had a checkup. I called them and they said they don't cover pre-existing conditions.
I told them it was a checkup. It wasn't for a pre-existing condition. Then he said they don't cover annual exams. They basically do not cover any medial doctor's visit or healthcare.
It is a scam. My payment is nearly $300 per month. This is the only time I have visited a doctor since I had this policy. My money only to pad their pockets and not for healthcare.
This is the biggest medial insurance scam I have seen. Beware and do not use this company as your medial provider.
Review about: HCCMIS Medical Claim.
Reason of review: Problems with payment.