My father who was visiting USA had the Atlas America insurance. He had a cardiac emergency and had to be hospitalized and undergo a bypass surgery.
The insurance did not cover a penny and chased us away to be on our own. They manipulate the "Acute onset of a pre-existing illness" clause in a way that benefits them.
They use it to sell the insurance but when the time comes for a claim they do not accept it. They did not accept that my father's condition was an acute onset despite the doctors providing the certificate that it was an acute onset.
This person wrote the review because of poor customer service at Hccmis. Reviewer claimed that he or she wants Hccmis to offer any options to resolve the issue.
The author asks this business to immediately contact him/ her to briefly discuss his/ her negative experience with the company.